PHOENIX, Ariz. — Taxpayers are urged to take steps to protect themselves online in the fight against identity theft, especially during the holiday season when more people are shopping online than ever before.
Scammers, hackers and identity thieves are looking to steal taxpayers’ personal information and ultimately their money. But there are simple steps taxpayers can take to help protect themselves, the Internal Revenue Service said in a news release, like keeping computer software up-to-date and being cautious about giving out personal information.
The IRS, individual states and the tax community are joining together to send out a series of reminders to taxpayers and tax professionals as a part of an ongoing Security Summit effort aptly named “National Tax Security Awareness Week.”
The following are some best practices taxpayers can follow to protect their tax and financial information.
Understand and use security software
Security software helps protect computers against the digital threats that are prevalent online. Generally, the operating system will include security software or you can access free security software from well-known companies or internet providers. Essential tools include a firewall, virus/malware protection and file encryption if you keep sensitive financial/tax documents on your computer. Do not buy security software offered as an unexpected pop-up ad on your computer or email. It’s likely from a scammer.
Allow security software to update automatically
Set security software to update automatically. Malware – malicious software – evolves constantly, and your security software suite updated routinely to keep pace.
Look for the “s”
When shopping or banking online, always look to see that the site uses encryption to protect your information. Look for “https” at the beginning of the web address. The “s” is for secure. Unencrypted sites begin with an http address. Additionally, make sure the https carries through on all pages, not just the sign-on page.
Use strong passwords
Use passwords of eight or more characters, mixing letters, numbers and special characters. Don’t use your name, birthdate or common words. Don’t use the same password for several accounts. Keep your password list in a secure place or use a password manager. Don’t share passwords with anyone. Calls, texts or emails pretending to be from legitimate companies or the IRS asking to update accounts or seeking personal financial information are almost always scams.
Secure wireless networks
A wireless network sends a signal through the air that allows it to connect to the internet. If your home or business Wi-Fi is unsecured, it also allows any computer within range to access your wireless and potentially steal information from your computer. Criminals also can use your wireless to send spam or commit crimes that would be traced back to your account. Always encrypt your wireless. Generally, you must turn on this feature and create a password.
Be cautious when ising public wireless networks
Public Wi-Fi hotspots are convenient but often not secure. Tax or financial Information you send though websites or mobile apps may be accessed by someone else. If a public Wi-Fi hotspot does not require a password, it probably is not secure. Remember, if you are transmitting sensitive information, look for the “s” in https in the website address to ensure that the information will be secure.
Avoid e-mail phishing attempts
Never reply to emails, texts or pop-up messages asking for your personal, tax or financial information. One common trick by criminals is to impersonate a business such as your financial institution, tax software provider or the IRS, asking you to update your account and providing a link. Never click on links even if they seem to be from organizations you trust. Go directly to the organization’s website. Legitimate businesses don’t ask you to send sensitive information through unsecured channels.
Each and every taxpayer has a set of fundamental rights they should be aware of when dealing with the IRS. These are your Taxpayer Bill of Rights. Explore your rights and our obligations to protect them on IRS.gov.
Additional IRS Resources: IRS Tax Tip: IRS, Partners Urge Strong Passwords Help Protect Identities at Tax Time and Beyond.